Many Singaporeans assume their loved ones can simply take over the HDB flat when they pass on—but the reality is more complex.

This session breaks down HDB ownership types, inheritance eligibility rules, and what happens under different legal scenarios.

You’ll also learn how writing a will, understanding holding types, and planning early can prevent family disputes and ensure your home is passed on smoothly.

1. Ownership Structure Matters
   Whether your flat is held under joint tenancy or tenancy-in-common affects what happens when one owner passes away.
   
   
2. Inheriting ≠ Keeping
   Beneficiaries must meet HDB eligibility criteria (age, citizenship, family nucleus) to retain the inherited flat.
   
   
3. Write a Will to Avoid Conflict
   Clearly state your intentions and consider appointing a neutral executor—especially when multiple beneficiaries are involved.